The Easy Way to Write a Small Business Plan for a Bank Loan

Written by Jim Otto

Writing a business plan for a small business can be a daunting task -- just the sound of it makes it sound BIG! So here are some down-to-earth tips to make the process easy:

It's important to understand that when developing a plan that there are plans for internal use, those for investors, those for bankers, etc. Be sure you know who your plan is going to be for. In this article we are going to focus on the one written to obtain financing

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Lice Prevention: Putting a Stop to Head Lice!

Written by Jim Otto

Yikes! Just hearing the word lice can make your skin crawl. According to the Center for Disease Control (CDC), around 6-12 million people are treated for head lice in the United States each year! Why are so many families having to RID themselves of those tiny insects? The answer is all around us: gymnastics mats, football helmets, the cute scarf you tried on at the store, and maybe even those headphones you shared on the airplane. But perhaps the most common transmission of these bugs is through head-to-head touching, which is why it is no surprise that most cases are in children between the ages of 4 and 14 (as children enjoy being in close proximity with one another).

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Which Salon Franchise is Best?

Written by Jim Otto

In the franchise world there are many options, and choosing between categories alone can be an interesting challenge.  However, one category that is worth careful evaluation is salon franchises.  Why?  Well, everyone needs a haircut now and then.  Most sectors of the salon industry are recession resistant, and it doesn't appear that the internet is going to be able to replace haircuts anytime soon!

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Salon Franchise Christmas Sales, Toys for Tots, Crafts & More!

Written by Jim Otto

Coupons and December Special Sales! 

Great Christmas Coupons: Tis the season for giving, and if you're into saving a little cash on that must-have item you’ve been wanting to buy as a gift, you'll want to check out our coupon page. Whether it's shopping for a Christmas Party or Christmas Day, you're sure to find that great deal you’ve been waiting for!

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Reinvented: The Modern Career Shifter!

Written by Jim Otto

The global recession that took place in 2008 caused many Americans to lose their jobs. Many people lost their homes, their careers, and their sense of security. "We were starting over in a competitive job market with people half our age and experience we didn't have," says a couple who lost the majority of their income in the construction business when the economy tilted on its side three years ago. Many small businesses folded under the same financial hardships, their owners returning to school or another fallback career. Many of these individuals took a long look at their situations and concluded they must RE-INVENT themselves.

Career Shifters: Whether or not you are an entrepreneur, when it comes to diversifying your income or perhaps shifting careers, there are some important decisions to make. What are my likes and dislikes? What are my strengths and my weaknesses? It can be very helpful to take a career/personality assesment test in these early stages to help determine what you might do best and best match your lifestyle goals with your career. We recommend the PRO-D from TAI, Inc. assesment test. This test will connect your motivations, talents, AND your personality with your best career matches. Many career shifters are looking for a lifestyle change as well. The ability to set your own hours and do something you love is actually what attracts many of these shifters into the world of franchising.

We find it interesting that studies show women make up the largest percentage of career shifters in the last four years (over 70%). Many women are starting up businesses or buying existing businesses and running them successfully in a fine balance with their own family and personal lives. It is suspected their social flexibility (often gained as mothers and as wives) allows them to reinvent themselves more readily in the professional arena.

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